With a graduate degree in Maths & an MBA, Ratnesh joined Citibank’s start-up team which introduced the concept of credit cards in India. He later lead the team which introduced internet banking in India & several other countries, as regional head of technology. Ratnesh was selected as an entrepreneur in 2003, in a collaboration between Infosys & Citibank, to set up Infosys’s first subsidiary company in Europe. He conceptualized & built up a successful team of 27 nationalities, processing in 16 languages, in low cost locations in Czech Republic & Poland.
Ratnesh had been building a rare library of printing history of India – cartography, antiquarian books & comics, labels & posters, through his global travels. In 2010 he returned to India & combined his various interests in a self-financed initiative – Indoeuropeans ( http://www.indeur.com ) – which takes up projects involving the intersection of – Languages, Cities, Work & Knowledge-Systems. This has translated into deep involvement in grass-roots social development work in India & in the incubation of a start-up venture ( Prarang) creating socially useful local language content for new smart-phone & internet users in India. Ratnesh is currently also an advisor to the UNIDO on IT lead job creation in a pilot Middle-East country.
Some of Ratnesh’s collections have featured in media articles & in a book he has co-authored on Picture Postcards. His interaction with music legend, Leonard Cohen has featured in his biography, and in the press. His photography of craftsmen at work have been published in a book on Textiles of UP state, India & his photography of trees, features in a book on Indian botany.